1. Why the name “PlainTalk”?

The entire effort is designed to provide valuable, plainspoken information that will help individuals, families and business owners deal with specific financial and legal matters they encounter in their personal and business lives. The programs are understandable, easy-to-follow, straightforward discussions. No mumbo jumbo or snake oil. Viewers can pause a discussion at any time to reflect on a particular point or take notes. “PlainTalk” seemed to be an appropriate name for such a service.

2.  Who is Dwight Drake?

Dwight Drake is an experienced professional with a distinguished career as a planning lawyer, business executive, scholar, educator, and law professor.  Professor Drake believes in the mission of PlainTalk and the value of useful planning education that helps people strengthen their families and businesses.

3. Wasn’t there a prior PlainTalk service?

Yes. In 1986, Professor Drake founded Planning Focus, Inc, a company that offered a monthly training service known as “PlainTalk” that was exclusively for planning professionals. This service was supported by two of Professor Drake’s law partners, was sponsored by various professional organizations, and ran for eight years. It distributed every month a 50-minute discussion on audio cassette to planning professionals nationwide. Professor Drake terminated the service in 1994 because new technologies were quickly making cassette tapes obsolete. Having now returned to law school teaching, Professor Drake decided to develop this service for individuals, families, businesses, and planning professionals. He simply resurrected the name “PlainTalk.”

4. Is PlainTalk like a self-directed legal service?

No! As stated in every program, the sole purpose of each program is education. PlainTalk offers no documents, and in no sense is it a substitute for professional legal, tax or investment advice. The educational benefits of PlainTalk will help individuals be more effective in making decisions, understanding and dealing with important planning challenges, and spotting, choosing and working with quality professional advisers. And it will be immensely helpful to those drawn to self-help legal services; they will have a much better grasp of what they are dealing with.

5. What is the purpose of the PlainTalk Mini Programs?

Minis are short discussions that share insights on specific topics. Running times range from 10 to 40 minutes. Some Minis are excerpts from full length programs. They help a person quickly and easily access a discussion on a specific topic of interest without having to view a full length program. For example, a 30-year old may want to better understand the challenges of Social Security, but have no interest in the full program for retirees.

6. Why are the programs for graduates and married couples (newlyweds) so much longer than the other programs?

Their purpose and scope are different. All other PlainTalk programs focus on specific planning issues related to a particular event in life or business challenge. The graduate and marriage programs are designed to provide new graduates and married couples with basic education on a broad base of important money challenges.

7. Can PlainTalk benefit professional planning advisers – attorneys, financial planners, CPAs, insurance professionals, family and marriage counselors?

Absolutely! At the most basic level, planning professionals can use PlainTalk to help educate clients, potential clients, and employees on planning basics. It saves everyone time and money.  And things always get better as the educational level of everyone involved goes up.  Plus, any planning professional may provide clients, potential clients and employees specific PlainTalk programs at no cost through a password protected link on his or her website.

8.  Are programs updated?

Yes.  The format for our video programs is designed to facilitate changes.  We strive to update programs to reflect significant changes.  A program may be temporarily suspended while update changes are being made. 

9.  Does the date in the bottom of the left corner of a slide indicate when the program was last updated? 

No.  That reference is to the date Professor Drake created and first used that particular slide for copyright purposes.  It has nothing to do with the last update of the program.